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January 2026

Financial Services Industry Report

AI Visibility Insights and Benchmarks

Financial Services AI Visibility | BiDigest
FINANCIAL SERVICES
Industry One-Pager

Financial Services AI Visibility

SEC & FINRA Regulated Businesses | January 2026
444
Businesses Tracked
33
Avg Score /100
78+
Top 10%
28%
Below 60
69K+
Daily Records

⚖️ Regulatory Framework

SEC Rule 206(4)-1 (Marketing Rule) – Applies to any advertisement including AI-surfaced content. Prohibits misleading statements. AI recommendations may constitute "testimonials" or "endorsements."

FINRA Rule 2210 – Requires AI-generated content to be fair, balanced, not misleading. Supervision required per FINRA RN 24-09.

FINRA Rule 2111 – Suitability requirements. AI makes recommendations without suitability analysis.

Key Risks

Risk Implication
AI Invisibility 28% of firms never appear in AI recommendations
Unverified Claims AI makes claims firms cannot control or monitor
No Documentation Firms have no record of AI representations
Marketing Rule Exposure AI "endorsements" may trigger compliance issues

Platform Behavior

  • ChatGPT – Most likely to recommend advisors
  • Claude – Conservative; verified sources
  • Gemini – Weights Google Business Profile
  • Perplexity – 0% mention rate (citation-heavy)

What AI Says

  • Names specific advisors and firms
  • Makes AUM and performance claims
  • Suggests specializations without verification
  • Rarely includes required disclosures

✅ Recommended Actions

  1. Week 1: Audit Form ADV links and Google Business Profile for accuracy
  2. Week 2-4: Publish educational content answering common investor questions
  3. Ongoing: Monitor AI representations for compliance documentation

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